U.S. Bank Business Edge Card
This card is primarily interesting for people who qualify for a business card and are looking for a no-annual-fee way to earn a slightly higher reward rate on cellular expenses and office supply stores.
Collecting the Signup Bonus
This card is primarily interesting for its bonus categories, not for its signup bonus. The typical signup bonus is $200. After subtracting the opportunity cost of using the card for $1,000 of spending, the calculated net value for the initial year is $185 (19 cents per dollar spent).
It isn't much, but its a nice side benefit, assuming you are interested in the card to earn bonus rewards on cellular expenses and office supply stores, without paying an annual fee.
- If you can't get a Chase Ink Card, the 3% rewards on office supply store purchases might be interesting.
- Every year, when you renew the card, you'll earn a 25% bonus on the points you've earned (up to $250). So, for the first $33,333 you spend each year, you'll be actually earning 3.75% cash back.
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