This Quarter's Bonus Categories (2021)

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  Easily Earn Points for Free TravelBoost your rewards with "Pick Your Own Category", "Rotating Category", and Gift Cards

Q2 2021 is underway. Make sure to activate for this quarter's categories. More details about the quarter's categories are available on the activation pages.

For information and tips about using these cards to optimize the rewards you earn on your spending, make sure to look at our Advanced Bonus Category Optimization guide.

Gas stations and home improvement stores.  That's great for people who have large home improvement projects planned or need to replace an appliance. Lowes, Home Depot, and many Gas Stations also sell gift cards that you can use at other merchants, such as Amazon.

You can activate retroactively until mid-June. Activation Webpage.

Chase hasn't announced their categories for the rest of the year.

Gas stations, wholesale clubs, and select streaming services. Gas stations and wholesale clubs often have gift cards available.

You'll only earn bonus rewards on purchases that are made after you activate each quarter. Activation Webpage

Discover has already announced their complete 2021 schedule: Jul - Sep: Restaurants and PayPal. Oct - Dec: Amazon,, and

Supermarkets and Drugstores. These are two of the easiest to use categories. Whatever you don't spend naturally, you can make up with card purchases.

You'll only earn bonus rewards on purchases that are made two or more days after you activate. Activation Webpage.

Movies, Restaurants, Home Improvements. Restaurants are an easy category, but there is a good chance that you are already have other cards that earn good bonus rewards for this category. See the notes about Home Improvement above. It's nice to earn bonus rewards for movies, but it won't add up to much.

Nusenda has had the same schedule every year: Jul - Sep: Gas, Education. Oct - Dec: Restaurants, Hotels, Airfare.

Home Improvement, Gardening, and major Online Retailers. These are easy categories.

Once you set up your card, you are automatically enrolled for every quarter's bonus categories. Category Details

ABOC has already released their complete 2021 schedule: Jul - Sep: Travel. Oct - Dec: Groceries, Food Delivery Services, Liquor Stores,

Activating the U.S. Bank Cash+ Card


Unlike the other "pick your own category" cards, you need to re-activate the categories on the Cash+ card every quarter. Any spending made that quarter before activation won't earn bonus rewards. Activation Webpage.

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