Vantagewest connect credit card

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Vantage West Credit Union Webpage
Annual Fee

No annual fee

Typical Signup Offer

None

Bonus Categories

5% Category of Your Choice

3% Gas

2% Groceries

1% Everything Else


1% Foreign Transaction Fee


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The VantageWest Connect card earns 5% on a category of your choice (that you can change each quarter). Because you can choose a category where you aren't already earning bonus rewards, it is a great way to increase the overall rewards you earn from your spending.

If you are interested in a "choose your own category card", the U.S. Bank Cash+ Card allows you to choose two categories, and is therefore typically a better choice. However, you can always get both cards, and choose a total of three categories. Because the bonus rewards you can earn with either card is capped, getting multiple cards also allows you to earn more total bonus rewards each quarter.


Collecting the Signup Bonus

There is none.

Choose Your Bonus Reward Category

Before the start of each quarter, you can choose which category you want to earn 5x points on. Bonus rewards are capped at $1,500 in spending each quarter. Each point is worth 1 cent. If you maximize your spending each quarter, you can earn $300 in rewards each year (compared to $120 with a 2% cash back card).

You can choose:

    • Travel
    • Restaurants
    • Utilities
    • In-store Wholesale Club purchases
    • Department stores
    • Hardware & Home Improvement stores
    • Charitable Organizations
    • Pharmacies & Drug Stores
    • Amazon.com.

By planning ahead, you can shift around purchases and bonus categories to tearn as many points as possible. One nice thing about this card is that it earns excellent rewards on less common bonus categories, like Charitable Organizations and Department Stores, that are not often available from other cards.

Other Notable Benefits

  • Access to the Visa Signature Luxury Hotel Collection. As with all Visa Signature cards, you'll get access to Visa's luxury hotel program. Whenever you book one of the 900+ participating hotels, you'll receive a set of valuable benefits, including free breakfast, late check-out, and a $25 food and beverage credit. The Visa program has slightly weaker benefits than the other luxury hotel programs, but includes a larger number of more affordable hotel options and a best price guarantee. Take Advantage of Luxury Hotel Programs for Valuable Extra Perks.
  • Access to Visa Signature Offers. Your card entitles you to a set of special offers available from Visa.

Other Bonus Categories

Getting the Card

The card is only avaialable to people who belong to the VantageWest credit union.




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