Difference between revisions of "Capital one credit cards"

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Revision as of 20:25, 18 February 2021

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Personal Cards

In addition to the cards above, which may want to get for various reasons, Capital One offers a few additional credit cards:

  • Quicksilver Rewards. 1.5% on every purchase. $150 signup bonus ($500 spend). No annual fee. Not as good as the 2% cash-back cards. Official Webpage.
  • Savor Rewards. 4% on dining and entertainment, 2% on groceries. $95 annual fee, waived the first year. $500 signup bonus, with $3,000 initial spend. A very solid signup bonus. But, over the long run, you can usually do even better with a card like the Sapphire Reserve. Official Webpage.
  • Savor One. 3% on dining and entertainment, 2% on groceries. No annual fee. $150 signup bonus, with $500 intial spend. 3% on restaurants, with no annual fee, competees with several other no-annual-fee cards that offer 3% back on restaurant purchases. Official Webpage.
  • Journey Student Credit Card. 1.25% cash-back if you pay on time, 1% cash-back otherwise. No annual fee. Approval process targeted at students. Official Webpage.
  • Venture. 2% on every purchase. Current signup bonus is 50,000 points ($3,000 initial spend). $95 annual fee, waived the first year. Currently worth-it for the signup bonus. There are several cards that earn 2% without paying an annual fee, or that earn more than 2% back. Official Webpage.
  • Capital One Platinum. No rewards, no notable benefits, no annual fee, no signup bonus Official Webpage.

Business Cards

  • Spark Miles. 2x miles on every purchase. 50,000 point signup bonus ($4,500 initial spend). $95 annual fee, waived first year. Essentially the same card as the Venture card, but for businesses. Like the Venture card, it has a worthwhile signup bonus. Official Webpage.
  • Spark Cash. 2% back on every purchase. $95 annual fee, waived first year. Currently offers a $500 signup bonus. Just like the Spark Miles card, except you get actual cash-back, rather than rewards that you can use to offset travel charges. Official Webpage.
  • Spark Cash Select. 1.5% back on every purchase. $200 signup bonus ($3,000 initial spend). No annual fee. Essentially the Quicksilver card, except for businesses. Official Webpage.
  • Spark Miles Select. 1.5x "miles" back on every purchase. 20,000 "mile" signup bonus ($3,000 initial spend). No annual fee. Just like the Cash version, except you have to use your points for travel credits. Official Webpage.
  • Spark Classic. 1% back on every purchase. No signup bonus. No annual fee. Official Webpage.