Capital One Credit Cards
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Other Capitol One Cards
Capital One offers several special versions of the main cards that are listed above.
- Venture One Rewards for Good Credit. This version of the Venture One Card is available for people who can't qualify for the regular version. It earns the same 1.25 points per dollar, but has no signup bonus. Official Webpage.
- Quicksilver Rewards for Good Credit. This version of the Quicksilver Card is available for people who can't qualify for the regular version. It earns the same 1.5% cashback, but has no signup bonus. Official Webpage.
- SavorOne Rewards for Good Credit. This version of the SavorOne Card is available for people who can't qualify for the regular version. It has the same bonus categories, but no signup bonus. Official Webpage.
- QuicksilverOne Rewards. This version of the Quicksilver Card is available to even more people than the "Good Credit" cards. It earns the same 1.5% cashback as the regular Quicksilver Card but has a $39 annual fee. This may be confusing because other Capital One "One" cards are the no-fee version of their regular cards, but this one is a fee version of a no-fee card (but for people with only "fair" credit). Official Webpage.
- Spark Classic. This is Capital One's business card for people with only "fair" credit. No signup bonus and only 1% cash back on your purchases. No annual fee. Official Webpage.
In addition, there are a few additional cards.
- BuyPower Card. 5% back on your first $5,000 in purchases each year, but you can only use the points towards a purchase of a new GM vehicle or on up to $250 per year towards GM vehicle care and Sirius XM. Not bad if you have an opportunity to redeem your points.
- BuyPower Businss Card. 5% back at GM Dealerships. 3% back on dining, gas and office supply stores.
- Cabela Card & Bass Pro Shops Card. Both cards give you 2% back at Cabela's and Bass Pro Shops. Of course, you should be getting at least that from your general purpose card.
- Journey Student Credit Card. 1.25% cash-back if you pay on time, 1% cash-back otherwise. No annual fee. Approval process targeted at students. Official Webpage.
- Capital One Platinum. No rewards, no notable benefits, no annual fee, no signup bonus Official Webpage.
Capital One Rules and Tips
If you need to talk to a representative, you can take advantage of myFico.com's list of backdoor phone numbers. These, often unpublished, phone numbers will get you directly to more experienced credit card company employees that may be better able to provide assistance.