Difference between revisions of "Capital one credit cards"

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=== Personal Cards ===
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|venture|ventureone|savor|savorone|quicksilver|walmart}}
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=== Business Cards ===
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=== Personal Cards ===
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=== Other Capitol One Cards ===
  
In addition to the cards above, which may want to get for various reasons, Capital One offers a few additional credit cards:
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Capital One offers several special versions of the main cards that are listed above.
  
 
<ul class="checklist">
 
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<li>'''Quicksilver Rewards'''. 1.5% on every purchase. $150 signup bonus ($500 spend). No annual fee. Not as good as the 2% cash-back cards. [//www.capitalone.com/credit-cards/quicksilver/ Official Webpage].</li>
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<li>'''Venture One Rewards for Good Credit'''. This version of the Venture One Card is available for people who can't qualify for the regular version. It earns the same 1.25 points per dollar, but has no signup bonus. [//www.capitalone.com/credit-cards/ventureone-good-credit/ Official Webpage].</li>
  
<li>'''Savor Rewards'''. 4% on dining and entertainment, 2% on groceries. $95 annual fee, waived the first year. $500 signup bonus, with $3,000 initial spend. A very solid signup bonus. But, over the long run, you can usually do even better with a card like the Sapphire Reserve. [//www.capitalone.com/credit-cards/savor-dining-rewards/ Official Webpage].</li>
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<li>'''Quicksilver Rewards for Good Credit'''. This version of the Quicksilver Card is available for people who can't qualify for the regular version. It earns the same 1.5% cashback, but has no signup bonus. [//www.capitalone.com/credit-cards/quicksilver-good-credit/ Official Webpage].</li>
  
<li>'''Savor One'''. 3% on dining and entertainment, 2% on groceries. No annual fee. $150 signup bonus, with $500 intial spend. 3% on restaurants, with no annual fee, competees with several other no-annual-fee cards that offer 3% back on restaurant purchases. [//www.capitalone.com/credit-cards/savorone-dining-rewards/ Official Webpage].</li>
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<li>'''SavorOne Rewards for Good Credit'''. This version of the SavorOne Card is available for people who can't qualify for the regular version. It has the same bonus categories, but no signup bonus. [//www.capitalone.com/credit-cards/savorone-good-credit/ Official Webpage].</li>
  
<li>'''Journey Student Credit Card'''. 1.25% cash-back if you pay on time, 1% cash-back otherwise. No annual fee. Approval process targeted at students. [//www.capitalone.com/credit-cards/journey-student/ Official Webpage].</li>
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<li>'''QuicksilverOne Rewards'''. This version of the Quicksilver Card is available to even more people than the "Good Credit" cards. It earns the same 1.5% cashback as the regular Quicksilver Card but has a $39 annual fee. This may be confusing because other Capital One "One" cards are the no-fee version of their regular cards, but this one is a fee version of a no-fee card (but for people with only "fair" credit). [//www.capitalone.com/credit-cards/quicksilverone/ Official Webpage].</li>
  
<li>'''Venture'''. 2% on every purchase. Current signup bonus is 50,000 points ($3,000 initial spend). $95 annual fee, waived the first year. Currently worth-it for the signup bonus. There are several cards that earn 2% without paying an annual fee, or that earn more than 2% back. [//www.capitalone.com/credit-cards/venture/ Official Webpage].</li>
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<li>'''Spark Classic'''. This is Capital One's business card for people with only "fair" credit. No signup bonus and only 1% cash back on your purchases. No annual fee.  
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[//www.capitalone.com/small-business/credit-cards/spark-classic/ Official Webpage].</li>
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In addition, there are a few additional cards.
  
<li>'''Capital One Platinum'''. No rewards, no notable benefits, no annual fee, no signup bonus [https://www.capitalone.com/credit-cards/platinum/ Official Webpage].</li>
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<li>'''BuyPower Card'''. 5% back on your first $5,000 in purchases each year, but you can only use the points towards a purchase of a new GM vehicle or on up to $250 per year towards GM vehicle care and Sirius XM. Not bad if you have an opportunity to redeem your points.</li>
  
=== Business Cards ===
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<li>'''BuyPower Businss Card'''. 5% back at GM Dealerships. 3% back on dining, gas and office supply stores.</li>
  
<ul class="checklist">
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<li>'''Cabela Card & Bass Pro Shops Card'''. Both cards give you 2% back at Cabela's and Bass Pro Shops. Of course, you should be getting at least that from your general purpose card.</li>
<li>'''Spark Miles'''. 2x miles on every purchase. 50,000 point signup bonus ($4,500 initial spend). $95 annual fee, waived first year. Essentially the same card as the Venture card, but for businesses. Like the Venture card, it has a worthwhile signup bonus. [https://www.capitalone.com/small-business/credit-cards/spark-miles/ Official Webpage].</li>
 
  
<li>'''Spark Cash'''. 2% back on every purchase. $95 annual fee, waived first year. Currently offers a $500 signup bonus. Just like the Spark Miles card, except you get actual cash-back, rather than rewards that you can use to offset travel charges. [//www.capitalone.com/small-business/credit-cards/spark-cash/ Official Webpage].</li>
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<li>'''Journey Student Credit Card'''. 1.25% cash-back if you pay on time, 1% cash-back otherwise. No annual fee. Approval process targeted at students. [//www.capitalone.com/credit-cards/journey-student/ Official Webpage].</li>
  
<li>'''Spark Cash Select'''. 1.5% back on every purchase. $200 signup bonus ($3,000 initial spend). No annual fee. Essentially the Quicksilver card, except for businesses. [//www.capitalone.com/small-business/credit-cards/spark-cash-select/ Official Webpage].</li>
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<li>'''Capital One Platinum'''. No rewards, no notable benefits, no annual fee, no signup bonus [//www.capitalone.com/credit-cards/platinum/ Official Webpage].</li>
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</ul>
  
<li>'''Spark Miles Select'''. 1.5x "miles" back on every purchase. 20,000 "mile" signup bonus ($3,000 initial spend). No annual fee. Just like the Cash version, except you have to use your points for travel credits. [//www.capitalone.com/small-business/credit-cards/spark-miles-select/ Official Webpage].</li>
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=== Capital One Rules and Tips ===
  
<li>'''Spark Classic'''. 1% back on every purchase. No signup bonus. No annual fee. [//www.capitalone.com/small-business/credit-cards/spark-classic/ Official Webpage].</li>
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Latest revision as of 17:05, 1 May 2021

  Credit Card List


Personal Cards

Business Cards


Other Capitol One Cards

Capital One offers several special versions of the main cards that are listed above.

  • Venture One Rewards for Good Credit. This version of the Venture One Card is available for people who can't qualify for the regular version. It earns the same 1.25 points per dollar, but has no signup bonus. Official Webpage.
  • Quicksilver Rewards for Good Credit. This version of the Quicksilver Card is available for people who can't qualify for the regular version. It earns the same 1.5% cashback, but has no signup bonus. Official Webpage.
  • SavorOne Rewards for Good Credit. This version of the SavorOne Card is available for people who can't qualify for the regular version. It has the same bonus categories, but no signup bonus. Official Webpage.
  • QuicksilverOne Rewards. This version of the Quicksilver Card is available to even more people than the "Good Credit" cards. It earns the same 1.5% cashback as the regular Quicksilver Card but has a $39 annual fee. This may be confusing because other Capital One "One" cards are the no-fee version of their regular cards, but this one is a fee version of a no-fee card (but for people with only "fair" credit). Official Webpage.
  • Spark Classic. This is Capital One's business card for people with only "fair" credit. No signup bonus and only 1% cash back on your purchases. No annual fee. Official Webpage.

In addition, there are a few additional cards.

  • BuyPower Card. 5% back on your first $5,000 in purchases each year, but you can only use the points towards a purchase of a new GM vehicle or on up to $250 per year towards GM vehicle care and Sirius XM. Not bad if you have an opportunity to redeem your points.
  • BuyPower Businss Card. 5% back at GM Dealerships. 3% back on dining, gas and office supply stores.
  • Cabela Card & Bass Pro Shops Card. Both cards give you 2% back at Cabela's and Bass Pro Shops. Of course, you should be getting at least that from your general purpose card.
  • Journey Student Credit Card. 1.25% cash-back if you pay on time, 1% cash-back otherwise. No annual fee. Approval process targeted at students. Official Webpage.
  • Capital One Platinum. No rewards, no notable benefits, no annual fee, no signup bonus Official Webpage.

Capital One Rules and Tips

If you need to talk to a representative, you can take advantage of myFico.com's list of backdoor phone numbers. These, often unpublished, phone numbers will get you directly to more experienced credit card company employees that may be better able to provide assistance.



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