View source for At&t access cards

{{Page|card|citi cards}}

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{{CardInfobox
|Bank=Citibank
|Webpage=//www.citi.com/credit-cards/credit-card-details/citi.action?ID=citi-att-access-credit-card
|ApplyLink=//www.citicards.com/cards/credit/application/flow.action?app=UNSOL&t=t&sc=6AKZ1827&m=71C2111111W&B=M&ID=3290&uc=G4C&ProspectID=Pvjz9HJNxsh1qK3mptrBPIIo9Nm4Z4VP&intc=7~7~66~1~PDP~1~CMSDefaultOffer~6AKZ182771C2111111W&cmv=2&pid=457&walletSegment=C171_02&rCode=I000
|BusinessVersion=No
|Fee=0
|Waived=
|FTF=3
|Credit=
|CurrentOffer=
|CurrentOfferCustom=
|CurrentSpend=
|CurrentSpendCustom=
|OfferLink=
|NormalOffer=10000
|NormalSpend=1000
|NormalCustom=
|NormalValue = 130
|NormalPer = .13
|PointType=ThankYou Points
|SignupBonusChart=//www.uscreditcardguide.com/citi-att-access-credit-card/#Historical_Offers_Chart
|BonusCategories=2x Online Retail and Travel (≈{{Value|TY|2}}%)

2x AT&T Purchases (≈{{Value|TY|2}}%)

1x Everywhere Else (≈{{Value|TY|1}}%)

|CreditScore=
|Logo = TY
|Program = ThankYou
}}

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'''With the ability to earn 2x ThankYou points with the {{Card|doublecash|only}} and the lack of an ability to upgrade to the ATT Access More version, there isn't really any reason to get this card.'''

Until the change to the Double Cash card, it was a good way to add 2x rewards on online purchases to your ThankYou account, but now there is an easy way to earn 2x rewards on all purchases. 

{{TOC|All}}
*[[#Introduction to ThankYou Points|Intro to ThankYou Points]]
*[[#Collecting the Signup Bonus|Signup Bonus]]
*[[#Upgrading to the AT&T Access More card|Upgrading to the AT&T Access More card]]
*[[#Other Notable Benefits|Other Notable Benefits]]
*[[#Bonus Categories|Bonus Categories]]
*[[#Getting Rid of the Card|Getting Rid of the Card]]
{{/TOC}}


=== Introduction to ThankYou Points ===

The points you earn from this card can't be transferred to airline partners, unless you also have a Citi Prestige or Premier card.

{{TY Intro}}

=== Collecting the Signup Bonus ===

<ul class="bulletlist">

<li>{{Signup Initial|other|bonus rewards on online spending}} {{Signup Value|10000|point|{{Value|TY}} }} {{Signup Wrapup|low}}. </li>

{{Signup Netvalue|0|1000|130}} {{Signup Caveat}}  {{Link|transferable points}}

<li>'''The good news is that, although this card earns ThankYou points, you are still eligible for the bonus, even if you recently opened or cancelled one of the regular ThankYou reward cards'''. Normally, Citibank restricts your ability to earn multiple bonuses from cards in the same "family". But, even though it earns ThankYou points, the AT&T card is not considered to be in the same family as the Citi Prestige, Premier, and Preferred cards.</li> 
</ul>

=== Other Notable Benefits ===

None.

=== Bonus Categories ===

<ul class="bulletlist">
<li>'''The AT&T Access Card earns the highest possible reward rate at many online merchants'''. The regular version of the card earns 2x ThankYou points, with a base value of 1 cent each. But, when used with the Citi Prestige or Premier cards, you can transfer your points to frequent flyer programs, as you need them, to get free airplane tickets. This raises the value to around {{Value|TY}} cents each, or {{Value|TY|2}} cents per dollar. You might be able to get more at certain stores with other cards, but this is the best you can do at many online merchants. {{Link|Store Spending}}.</li>

<li>'''You can no longer upgrade to the discontinued Access More version'''. This card has an annual fee buy earn 3x points, rather than 2x points, on online purchases.</li> 

<li>'''Citibank no longer offers any purchase protections'''. If these are important to you, you are better off choosing another card, even if it earns a slightly lower reward rate. {{Link|purchase protections}}.</li>

<li>'''While the card earns bonus rewards on travel (bought online), you can usually do better with one of the better cards for travel spending'''. However, very few cards earn more valuable rewards that the Access More version of the card. {{Link|Travel Spending}}.</li>

<li>'''You can also earn bonus rewards on purchases from AT&T'''. If you're a customer, this makes the card even more worthwhile.</li> 

{{Bonus Everyday|plural}}
</ul> 

=== Getting Rid of the Card ===

If you want to get rid of this card, consider converting to a no-annual-fee Citi Dividend card, which earns 5% on the first $6,000 of spending each year in a rotating set of categories. 

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