View source for American express credit cards

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Along with Chase, Amex issues many of the most valuable travel and reward cards.

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=== Personal Cards ===

{{#invoke:CardGrid|output|platinumcard|everydaypreferred|bluecash|premierrewards|greencard}}

=== Business Cards ===

{{#invoke:CardGrid|output|platinumbiz|bluebiz|goldbiz|bluecashbiz|greenbiz|amexprime}}

=== Amex Airline and Hotel Cards (Personal) ===

{{#invoke:CardGrid|output|deltagold|deltaplatinum|deltareserve|hiltonsurpass|hiltonaspire|hiltoncard|spgluxury}}

=== Amex Airline and Hotel Cards (Business) ===

{{#invoke:CardGrid|output|deltagoldbiz|deltaplatinumbiz|delttareservebiz|hiltonbiz|spgbiz}}
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=== Other Cards ===

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<li>'''[//www.americanexpress.com/us/credit-cards/card/cash-magnet/ Cash Magnet Card]'''. A 1.5% cashback card isn't very interesting. But, the card does come with a somewhat interesting signup bonus. You get $150 after spending $1,000 (during the first three months) and another $150 if you spend a total of $7,500 in the first year.</li>  
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=== Amex Rules and Tips ===

<ul class="bulletlist">
<li>'''American Express operates its own reward program called {{Link|Membership Rewards|Membership Rewards}}, which earns points that can be transferred to a couple of dozen different airlines'''. Membership Rewards make it easy to earn huge quantities of points you can use for frequent flyer tickets. Unlike Ultimate Rewards, the only good use of Membership Rewards points is (usually) booking frequent flyer tickets. But, if you are planning on using your reward points for award tickets, Membership Rewards points may be even more valuable than Ultimate Rewards points, due to the larger number of transfer partners, occasional transfer bonuses, and the increased ability to earn points from signup bonuses.</li> 
{{Logo|Membership Rewards}}.

<li>'''You can usually only earn a signup bonus for any specific American Express card once per lifetime—it is often worthwhile to wait for a good offer'''. The actual rule is that you can't earn a signup bonus for a card that you have had before, regardless of whether you previously earned a signup bonus, or not.  However, many targeted offers bypass this limitation, allowing you to earn a bonus a second time (you need to check to see if the fine print mentions the once-per-lifetime limitation or check with an American Express phone representative).</li>  

You can also sometimes earn a bonus for upgrading one of your cards to a more expensive card, even if you had previously earned a signup bonus for the card you are upgrading to. 

Even if you have multiple businesses, with separate EINs, you still can't earn a signup bonus for a card you've had before (except through certain targeted offers). Business and personal cards are considered separate cards, so you can earn the bonus on a business card, even if you've already earned the bonus on the personal card, and vise versa. 

<li>'''Even if you've never had the card before, Amex may limit your ability to collect the signup bonus, based on your credit card application history'''. If so, they will pop-up a warning, during the application process. You can still get the card, but you won't be eligible for the signup bonus.</li> 

<li>'''You can only have four to five Amex CREDIT cards at any one time'''. This counts both personal and business credit cards.  Amex issues two types of cards: "credit cards" and "charge cards". The charge cards, primarily the various flavors of the Platinum, Gold, and Green cards (except the personal Green card), don't count against the {{Amex Limit}} limit. In other words, you can have {{Amex Limit}}, in addition to as many charge cards as you want.  {{Link|Amex Limits}}.</li>

<li>'''You can have multiple versions of the same card'''. You just usually entitled to the signup bonus on the second card. For example, if you wanted to earn two Hilton hotel certificates each year, you could have two copies of the Hilton Surpass card.</li>

<li>'''If you are initially declined, there is a good chance that you can still get the card if you call their reconsideration line'''. You just may need to make a few changes to your accounts.</li> 

<li>'''You can earn referral points when your friend gets ANY Amex credit card'''. You can earn a referral bonus from your American Express card when one of your friends uses your referral link, regardless of what card they wind up getting. For example, you can earn a 15,000 point Membership Rewards bonus from your Platinum Card, when you refer a friend and they wind up getting one of the Hilton cards (your friend receives the Hilton offer).  While you might be able to refer yourself to an additional card, don't do it. Amex has come back later and pulled back the referral points from people who've done this. You should still be safe for referring a spouse. </li> 

<li>'''You can only downgrade cards within the same family'''. And. you can only downgrade credit cards to other credit cards, and charge cards to other charge cards. However, many of their families are quite large, and contain no-annual-fee options. 

<li>'''Amex is often generous with retention offers'''. You can often get a new offer every few months, not just once per year.</li> 

<li>'''Advanced details'''. You can only get approved for two credit cards every 90 days, and one card every five days. But, there is no hard rule for charge cards. If you are declined for a card, Amex will usually only make a "soft" inquiry. They will NOT usually match a higher signup bonus that becomes available after you sign up for the card. Amex will sometimes send a new card by priority mail.</li> 

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