Template: Signup Chase

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  • This card is NOT affected by the Chase 5/24 rule. You can still get approved, even if you have acquired more than five new credit cards over the past two years.
  • However, if you've been signing up for lots of credit cards, there is some risk to trying to get additional Chase cards. When Chase pulls your credit report for your application, they take a look at your overall number of accounts and recent inquiries. If you've been very active, there is a small chance that Chase will cancel all of your existing cards, due to screening procedures related to "breakout risk". If you don't want to risk losing access to your existing Chase cards, you might avoid signing up for any new Chase cards, once you've signed up for over 10 cards in the past two years. On the other hand, most people have been able to safely get new Chase cards even though they are well over that number.

  • You can earn the signup bonus once every two years. You are eligible for a Chase signup bonus, if you haven't already earned one, from the same card, during the past two years.